Sapphire Homes under $400,000

2 Beds ⋅ 1 Baths ⋅ 4424019 MLS ⋅ ACTIVE Status

Discover the ease of mountain living just minutes from the heart of Cashiers. Set on 0.67 level, unrestricted acres in Sapphire, NC, this recently updated 2-bedroom, 1-bath home offers an exceptional opportunity for a full-time residence, income-producing investment, or inviting mountain getaway. Thoughtfully refreshed for comfortable, low-maintenance living, the home features new flooring, countertops, a water filtration system, and a new septic system installed in 2024, along with a beautifully renovated bathroom and fresh interior & exterior paint completed in 2025. The open-concept layout creates an effortless flow from the living room into the spacious kitchen & dining area, while sliding glass doors open to the backyard, creating an inviting space for outdoor entertaining, relaxing, or enjoying the peaceful mountain surroundings. With convenient single-level living & no restrictions, the possibilities are wide open. Two comfortable bedrooms share a stylishly renovated hall bathroom featuring a beautifully tiled stand-up shower. Beyond the property, adventure is just minutes away at Gorges State Park, home to plunging waterfalls, rugged river gorges, sheer rock precipices, and more than 8,000 acres of temperate rainforest. Explore 26 waterfalls, the northern boundary of Lake Jocassee, and a portion of the 70-mile Foothills Trail. When it’s time to unwind, head into nearby Cashiers for boutique shopping, local dining, entertainment, and favorites like Groovin’ on the Green. Whether you’re searching for a smart investment, a convenient full-time home, or your own mountain escape, this updated Sapphire retreat puts you close to it all while offering the freedom to make it your own.

97 Walter Mcneely Road, Sapphire

Listing courtesy of Keller Williams Great Smokies. 954-609-4109

$319,900

2 Beds ⋅ 1 Baths ⋅ 1004132 MLS ⋅ ACTIVE Status

Discover the ease of mountain living just minutes from the heart of Cashiers. Set on 0.67 level, unrestricted acres in Sapphire, NC, this recently updated 2-bedroom, 1-bath home offers an exceptional opportunity for a full-time residence, income-producing investment, or inviting mountain getaway. Thoughtfully refreshed for comfortable, low-maintenance living, the home features new flooring, countertops, a water filtration system, and a new septic system installed in 2024, along with a beautifully renovated bathroom and fresh interior & exterior paint completed in 2025. The open-concept layout creates an effortless flow from the living room into the spacious kitchen & dining area, while sliding glass doors open to the backyard, creating an inviting space for outdoor entertaining, relaxing, or enjoying the peaceful mountain surroundings. With convenient single-level living & no restrictions, the possibilities are wide open. Two comfortable bedrooms share a stylishly renovated hall bathroom featuring a beautifully tiled stand-up shower. Beyond the property, adventure is just minutes away at Gorges State Park, home to plunging waterfalls, rugged river gorges, sheer rock precipices, and more than 8,000 acres of temperate rainforest. Explore 26 waterfalls, the northern boundary of Lake Jocassee, and a portion of the 70-mile Foothills Trail. When it’s time to unwind, head into nearby Cashiers for boutique shopping, local dining, entertainment, and favorites like Groovin’ on the Green. Whether you’re searching for a smart investment, a convenient full-time home, or your own mountain escape, this updated Sapphire retreat puts you close to it all while offering the freedom to make it your own.

97 Walter Mcneely Rd, Sapphire

Listing courtesy of Keller Williams Great Smokies.

Listing courtesy of Keller Williams Great Smokies

$157,500

1 Beds ⋅ 2 Baths ⋅ 1004117 MLS ⋅ ACTIVE Status

Enjoy easy mountain living in this updated one-bedroom, one-and-a-half-bath Hilltop condominium in the heart of Sapphire Valley, just minutes from the Cashiers Crossroads. The open floor plan offers a comfortable flow between the spacious living room, dining area, and kitchen, with a wood-burning fireplace creating a warm focal point in the living space. The living room opens to a generous back deck overlooking winter mountain ridge views, providing an inviting setting for relaxing or entertaining. A convenient half bath is located just off the living area. The separate dining area has its own front-facing balcony overlooking the parking area and courtyard below, offering a pleasant spot for morning coffee or enjoying the surrounding wooded setting. The well-sized bedroom features an ensuite bath and direct access to the back deck, extending the living space outdoors and taking advantage of the seasonal mountain views. Offered fully furnished, this turnkey condo is well suited for a personal mountain retreat, second home, or investment property and is currently set up for Airbnb/VRBO use. Hilltop is nestled among mature hardwoods within Sapphire Valley Resort and offers convenient access to Fairfield Lake, hiking trails, and the area's abundant outdoor recreation. Ownership includes access to Sapphire Valley Resort amenities, including indoor and outdoor pools, tennis and pickleball courts, a fitness center, dog park, mini-golf, arcade room, billiards, ping pong, tanning bed, along with seasonal skiing, snow tubing, and snowboarding. Just minutes from Cashiers and a short drive to Highlands, this condo offers a convenient base for enjoying all that the Plateau has to offer.

96 Dogwood Knob Unit 24-2C, Sapphire

Listing courtesy of Berkshire Hathaway HomeServices Meadows Mountain Realty - CA.

Listing courtesy of Berkshire Hathaway HomeServices Meadows Mountain Realty - CA

$169,000

1 Beds ⋅ 2 Baths ⋅ 1003992 MLS ⋅ ACTIVE Status

Enjoy the ease of mountain living in this updated ground-level Hilltop condominium, located in the heart of Sapphire Valley and just minutes from the Cashiers Crossroads. This one bedroom, one-and-a-half-bathroom unit features an inviting open layout with thoughtful improvements throughout, including LVP flooring, interior trim, doors, lighting, paint, and a refreshed kitchen with updated fixtures and appliances. Floating shelves add both function and character, while a custom fireplace mantel adds a warm focal point to the living area. The dining space opens to a peaceful courtyard surrounded by natural landscaping, and the enclosed back patio features a dry deck system, providing an additional spot to relax and enjoy the mountain air year-round. Hilltop offers a balance of convenience, comfort, and connection to nature within Sapphire Valley Resort. The community is situated among mature hardwoods next to Fairfield Lake, offering proximity to local hiking trails and outdoor recreation. Ownership includes access to Sapphire Valley Resort amenities, including heated pools, tennis courts, pickleball courts, a fitness center, a dog park, mini-golf facilities, and a nine-hole golf course. Winter fun abounds with skiing, snow tubing, and snowboarding. Just minutes from Cashiers’ charming shops and dining, and with the scenic town of Highlands a short drive away, Sapphire offers the perfect blend of adventure, leisure, and convenience. Offered fully furnished with minimal exclusions, this condo is ideal for full-time living, a low-maintenance mountain retreat, or a practical investment property on the Plateau.

98 Dogwood Knob Unit 25-1C, Sapphire

Listing courtesy of Silver Creek Real Estate Group, Inc..

Listing courtesy of Silver Creek Real Estate Group, Inc.

$269,000

2 Beds ⋅ 2 Baths ⋅ 1003991 MLS ⋅ ACTIVE Status

Renovated and genuinely turnkey Hilltop condo in the heart of Sapphire with two bedrooms, two bathrooms, and a paneled library reading nook, all on one living level. The living room and primary suite both open onto a large covered porch. That porch is where you’ll end up spending the morning, with cool mountain air, green all summer and winter views once the leaves drop. The galley kitchen is well done, with a custom wood-framed hood surround and a wine cabinet. Slider doors, water heater, and washer and dryer all replaced in 2025, with new Sony televisions throughout in 2026. A paneled library reading nook opens off the living room, tucked in with its own light and just enough separation to disappear with a book. Hilltop sits above Fairfield Lake, a short distance away from fishing, swimming, paddleboarding, or the trail around the water. Sapphire Valley Master Association amenities include indoor and outdoor pools, a fitness center, tennis courts, a community center, and the ski slope, with golf right down the hill. Short-term rentals are permitted. Offered fully furnished and tastefully appointed, right down to the linens. Arrive with a suitcase and start your first weekend on the porch. Equally suited as a private mountain getaway or a producing investment property.

98 Dogwood Knob Unit 25-2B, Sapphire

Listing courtesy of Silver Creek Real Estate Group, Inc..

Listing courtesy of Silver Creek Real Estate Group, Inc.

$374,500

2 Beds ⋅ 2 Baths ⋅ 1004004 MLS ⋅ ACTIVE Status

A fresh start in the mountains — with the flexibility to live, escape, or invest. Tucked among the trees on a private wooded lot in Holly Forest, this charming, updated, move-in-ready retreat offers a relaxed treehouse vibe and plenty of opportunity to make it distinctly your own. The light-filled great room features a vaulted ceiling and wood-burning fireplace, creating an inviting gathering space throughout the seasons. The adjoining kitchen offers granite countertops, refreshed painted and stained cabinetry, and an open connection to the living and dining areas. Both upper-level bedrooms feature carpeting installed in 2024, while fresh interior paint and updated vinyl-plank and tile flooring give the home a clean, welcoming feel. The lower level adds valuable versatility with a spacious flex room ideal for a home office, media room, fitness space, hobbies, or additional gathering space. Custom shelving along the stairwell adds character and practical storage. Other improvements since ownership include an expanded deck, a hot water heater in 2026, a fireplace mantel, and numerous thoughtful enhancements throughout the home. Enjoy the wooded surroundings from the expansive deck, where the elevated setting enhances the home’s treehouse feel and offers space for outdoor dining, entertaining, or simply relaxing in the cool mountain air. A garage and additional parking add convenience for full-time or seasonal living. Ownership includes access to Sapphire Valley amenities, including indoor and outdoor swimming pools, fitness facilities, tennis, pickleball, golf, trails, playgrounds, and Fairfield Lake for swimming, fishing, kayaking, and canoeing. Vacation rentals are permitted, offering added flexibility for buyers seeking an investment opportunity or a mountain home that can generate income when not in use. Convenient to Cashiers, Sapphire, Lake Glenville, and approximately one hour from Asheville Regional Airport, this inviting mountain retreat is ready to enjoy now, with plenty of potential to personalize over time.

1752 Black Oak Dr, Sapphire

Listing courtesy of Silver Creek Real Estate Group, Inc..

Listing courtesy of Silver Creek Real Estate Group, Inc.

$369,500

2 Beds ⋅ 2 Baths ⋅ 1004038 MLS ⋅ ACTIVE Status

Situated in a quiet, wooded setting, this charming two-bedroom, two-bathroom end-unit townhome offers the ease and convenience of one-level living. Ideally located in the heart of Sapphire Valley near lovely Meadow Lake and the Horsepasture River common area, the home is tucked well within The Woods community, offering a peaceful setting with minimal road noise and the added privacy of an end-unit location. Inside, the inviting living room features a gas fireplace, while beautiful wood flooring flows throughout the unit. The well-equipped kitchen offers stainless steel appliances, a gas range with a vented hood, a breakfast bar for casual dining, and a convenient pantry closet. Both bathrooms have been beautifully updated, and a stacked washer and dryer are discreetly located in the hall closet. The true highlight is the exceptionally spacious screened back porch — an inviting extension of the living space and the perfect place to relax, dine, entertain, or simply enjoy the surrounding natural beauty. Ready for immediate enjoyment, the property is equally well-suited as a mountain retreat, vacation rental, or comfortable full-time residence. Sapphire’s dining, the charming village of Cashiers, and Highlands are all within easy reach, placing the very best of the Plateau nearby. Ownership includes access to Sapphire Valley Resort amenities, including golf, tennis, pickleball, indoor and outdoor swimming pools, a fitness center, hot tub, sauna, miniature golf, Lake Fairfield, skiing and tubing, and year-round social and recreational activities. Comfortable, convenient, and wonderfully inviting, this delightful townhome offers an effortless way to enjoy the Sapphire Valley lifestyle.

20 Chattrbox Way Unit E, Sapphire

Listing courtesy of Silver Creek Real Estate Group, Inc..

Listing courtesy of Silver Creek Real Estate Group, Inc.

$227,400

2 Beds ⋅ 2 Baths ⋅ 1004001 MLS ⋅ ACTIVE Status

Two Bedroom two bath end unit located at the end of the cul-de-sac for added privacy. Great location with gentle yard making it easy for walking pets. Unit has new roof, new HVAC and new gutters. Upper and lower level has been extended adding sitting areas in both bedrooms. Walking distance to Fairfield Lake. Close to all amenities; golf, pools, tennis, pickle Ball, fly fishing, fitness center, playground, hiking trails, ski slopes, restaurants etc... only 10 minutes to Cashiers. Great lock and leave unit with easy year round access. Seller is offering a $2,400 credit at closing to replace two cloudy windows in living room area. If you are looking for a fully furnished turn-key opportunity don't let this one get away.

117 Holly Rdg Unit 15 C, Sapphire

Listing courtesy of Berkshire Hathaway HomeServices Meadows Mountain Realty - CA.

Listing courtesy of Berkshire Hathaway HomeServices Meadows Mountain Realty - CA

$200,000

2 Beds ⋅ 2 Baths ⋅ 4416340 MLS ⋅ ACTIVE UNDER CONTRACT Status

Charming 2-bedroom, 2-bath bungalow on 1.13 acres with plenty of original character and room to make it your own. A covered front porch welcomes you into a home featuring original hardwood floors, tongue-and-groove ceilings, wood moulding, and board-and-batten wood paneling throughout. The living room features a functional wood-burning brick fireplace and opens to the dining room, while a cutout window from the kitchen creates an open connection to the living space. The second bedroom, which includes an ensuite bath, and the laundry/mudroom do not have finished flooring and are not included in the finished square footage. A covered back patio is already framed for screens, offering potential for additional outdoor living space. Materials for a replacement metal roof are on site and included with the property. Outside, the 1.13-acre lot offers a nice mix of mature shade and open grassy space, along with a storage shed. The stone foundation adds to the home's classic bungalow character, while the dry crawlspace provides additional storage. Conveniently located near Rosman and Lake Toxaway, this property offers vintage charm, usable land, and plenty of potential.

19010 Rosman Highway, Sapphire

Listing courtesy of Keller Williams Professionals. mark@fireflyrealty.com

$124,700

2 Beds ⋅ 1 Baths ⋅ 4405992 MLS ⋅ ACTIVE Status

Built in 1973, this one level home offers approximately 1180 finished square feet, two bedrooms and one full bath, fireplace and sits on an approximate 30101 sqft lot. Seller WILL NOT ACTIVATE UTILITIES. Buyer to view home, inspect and confirm all listing information prior to making offer. Seller will NOT allow water service to be turned on for any reason. Property sold “AS-IS” without contingencies. Buyer to check with City/County/Zoning/Tax and other records to determine details to their satisfaction.

96 Meadowlark Lane, Sapphire

Listing courtesy of RealHome Services and Solutions. jamarr.zellner@rhss.com

$325,000

2 Beds ⋅ 2 Baths ⋅ 1003879 MLS ⋅ ACTIVE Status

Move-in ready and thoughtfully renovated, this beautifully updated two-bedroom, two-bathroom condominium offers expanded living spaces, tasteful design, and seasonal views of Lake Fairfield. An inviting garden pathway lined with roses, a trellis, and fragrant flowering plantings creates a memorable welcome, setting the tone for the warmth and character found throughout the home. The main level showcases hardwood floors throughout, an open-concept living and dining area centered around a wood-burning fireplace, and a beautifully renovated kitchen featuring butcher-block countertops, a ceramic farmhouse sink, updated hardware, appliances, under-cabinet lighting, and an open wall that enhances the flow for everyday living and entertaining. Just beyond, the spacious main-level deck invites outdoor dining, birdwatching, and peaceful mornings surrounded by nature. A distinctive feature that sets this residence apart from many Hilltop condominiums is the expanded lower-level ensuite bedrooms. Each suite was enlarged by approximately 100 square feet, creating exceptional flexibility for a home office, sitting area, reading retreat, fitness space, or art-and-crafts studio. Freshly painted in cool, soothing tones and complemented by luxury vinyl plank flooring, the lower level provides comfortable, versatile living for owners and guests alike. Extensive improvements include renovated bathrooms (2026), luxury vinyl plank flooring in the lower level (2025), new range (2025), two mini-split HVAC systems (2021), updated windows and sliding doors (2019), interior repainting, removal of lower-level popcorn ceilings, expanded laundry storage, updated gutters (2026), and lower-level deck steps and platform. Whether you're seeking a peaceful mountain retreat, a lock-and-leave second home, or an investment property with short-term rental potential, this move-in-ready condominium is perfectly positioned to enjoy the best of the Sapphire-Cashiers Plateau. From cool summer temperatures and endless outdoor adventures to vibrant fall colors and year-round recreation, this inviting mountain getaway is ready to be enjoyed.

37 Dogwood Knob Unit 6C, Sapphire

Listing courtesy of Silver Creek Real Estate Group, Inc..

Listing courtesy of Silver Creek Real Estate Group, Inc.

$165,000

1 Beds ⋅ 2 Baths ⋅ 1003877 MLS ⋅ ACTIVE Status

Welcome to the the mountains! Enjoy this well kept and upgraded unit that is walking distance to Fairfield Lake. This unit offers great proximity to an abundance of outdoor recreation, amenities. Enjoy a gorgeous wood- burning fireplace and a private balcony. What a great and affordable way to get yourself to the mountains. This property is part of the Sapphire Valley Master Association (SVMA), which is currently in litigation against Sapphire National Golf Club over alleged covenant violations and neglected maintenance/infrastructure repairs. This litigation may affect property value, special assessments, or Association dues, buyers should request further details from the seller or SVMA directly.

407 Overlook Rd Unit 2C, Sapphire

Listing courtesy of Sapphire Valley Real Estate.

Listing courtesy of Sapphire Valley Real Estate

Sapphire Homes under $400,000

Newest Sapphire Homes under $400,000